What is a Buy-Here-Pay-Here Car Dealer in Columbus

Buy-Here-Pay-Here (BHPH) car dealers allow many people to buy a reliable used car who may otherwise not be able to do so. If you are looking for a BHPH lot in Columbus, Ohio, here are a few things to look for:

First, find a BHPH lot closeby. Many BHPH lots will require the buyer to make weekly payments on your vehicle, and many only deal in cash. This requires the buyer to pay in person. If you can find one that you pass by on your way home from work, it will be much easier to make the required payment. IF you think the weekly cash payment is excessive, remember that most people who use a BHPH lot do not have outstanding credit. BHPH dealers can put someone in a car who may not otherwise be able to afford it. Also, if you are diligent and make the required payment on time, the BHPH dealer will help to slowly repair a bad credit history.

Another thing to remember is that a BHPH lot turns the car buying experience upside down, meaning that instead of the customer choosing a car and financing it, the BHPH dealer will determine what the buyer can afford and then present the buyer with the cars available. So, the choices may be limited.
Make sure that the dealer offers a 30-day warranty. Take the car to a trusted mechanic and have the car inspected. It may cost a little to have this done, but it will give the buyer some piece of mind. There are quite a few auto mechanics in the Columbus area who will inspect the car with the buyer there, pointing out any concerns.

There are many BHPH dealers in the Columbus area, from Upper Arlington to Whitehall, so shop around to see which dealer can put you in the best car at the best financing rate. Take care in selecting a BHPH dealer, and ask around to see if anyone has had a good experience with a particular lot. Do your homework and a Buy-Here-Pay-Here car dealer will help you get back on your feet.